15912 Melport CIRCLE, Port Charlotte, FL, 33981 | $838,900

Experience waterfront living at its finest in this stunning South Gulf Cove home! With SELLER FINANCING OFFERED TO QUALIFIED BUYERS, LOW HOA fees, and NO CDD this beautiful turnkey 4-bedroom residence, complete with a den/office, 2. 5 bathrooms, and a 3-car garage, offers a seamless blend of luxury and comfort. Step inside and be welcomed by an array of thoughtful upgrades and modern conveniences, all designed to complement the relaxed Florida lifestyle.

A new roof, installed in December 2022, comes with a 15-year transferable warranty, offering lasting peace of mind. The southern-exposure heated pool, adorned with Shellstone pavers, features a child-safe door alarm and solar cover. This outdoor oasis is ideal for entertaining or unwinding, with the added bonus of an outdoor shower and full-yard irrigation system sourced from the canal.

Inside, the home boasts a range of recent improvements, including a new refrigerator, garbage disposal, air handler pump with an alarm system, and a new pool light. Hurricane safety is ensured with electric shutters for the lanai and impact-resistant windows throughout. For added convenience, the lanai screens have all been recently replaced, and a whole-house surge protector is included.

This home truly shines in its waterfront appeal, with 80 feet of concrete seawall and a 40-foot dock equipped with water, electricity, and a ladder. The master suite offers dual walk-in closets, one with a keypad for your valuables, and the energy-efficient spray foam insulation enhances comfort throughout the home.

Elegant touches abound, from the soft-close cabinetry and granite countertops to the tray ceilings in the living room and master bedroom. The open-concept kitchen features a breakfast bar, pendant lighting, and a walk-in pantry, while the indoor laundry room includes custom cabinets and granite counters. The pool’s sun-shelf with an umbrella holder and the serene waterfall feature add to the appeal.

Best of all, enjoy breathtaking water views from the 90-degree sliding glass doors that open to the lanai and pool area, making it the perfect space for indoor-outdoor living. With easy access to the lock system, Gulf beaches, fishing, dining, and shopping, this home offers the ultimate Florida lifestyle. Schedule your private tour today and make this waterfront paradise yours!

Features

  • Rooms: 3
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Laundry Room
  • Year Built: 2015
  • Garage: 3-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,087
  • Acreage: 0.23
  • Est. Taxes: $9,244
  • HOA Fee: $10 Annually
  • Lot Desc: Drainage Canal, Oversized Lot
  • Pool: Deck, Fiber Optic Lighting, Heated, Screen Enclosure, Solar Cover, Tile
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: A4626336
  • Days on Market: 17 days
  • Website: https://www.raveis.com
    /prop/A4626336/15912melportcircle_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/26/2024 11:17:07 PM)
Listing courtesy of ROVI   Phone: 941-263-2518

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

15912 Melport CIRCLE, Port Charlotte, FL, 33981

$838,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $671,120 $671,120 $671,120
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.625% 6.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.321% 6.750% 7.038%
Monthly Tax Payment $770 $770 $770
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,353 $4,297 $5,939
Total Monthly Payment $5,215 $5,159 $6,801

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.