345 Dr Ml King Jr STREET N, Safety Harbor, FL, 34695 | $455,000

According to analysts, home prices will increase in 2025 and interest rates will drop so maybe you ought to schedule a showing today of this promising property before you tell yourselves, "Shoulda', coulda', woulda'. . . "

About the property:

•There is an Assumable VA Loan in place.

•Although the "Actual Year Built" was 1964, the "Effective Year Built" is 2002 which is the estimated age of the property based on its current condition, including renovations, updates, and wear and tear.

•FULLY RENOVATED and cute-as-a-button 3-bedroom home sitting pretty on a high and dry homesite measuring approximately 58 wide x 108 deep, in a NON-FLOOD ZONE X and NON-HOA part of town.

•The home features all new luxury vinyl flooring, window blinds, new fixtures, new barn doors, ceiling fans in all 3 bedrooms including living room, a beautifully renovated kitchen with all new stainless-steel appliances: refrigerator, dishwasher, stove, and mounted microwave; as well as all new cabinetry, garbage disposal, single-hole deep kitchen faucet with modern spray head, stone countertops, and a decorative backsplash tile.

•The well-built one-bedroom converted garage welcomes you with a barn door and it includes a storage room that may be used as a closet; it is also set up with washer and dryer hook-ups.

•Two single-sink vanities make up the bathroom that includes a beautifully tiled shower and tub.

•Re-roofed in 2011 – wind mitigation report and disclosures are attached to the listing for public view. New fence installed in 2021; Tuff Shed installed in May/June 2022. There is an additional storage Shed and still ample yard space to fit a pool.

•The property is on public utilities and sewer; within steps from public transportation and from one of Pinellas County’s highly sought-after hubs: City of Safety Harbor which is located on the west shore of Tampa Bay. Enjoy the Marina & Pier, Safety Harbor Resort and Spa, Art and Music Center, Philippe Park for paddle boarding, kayaking, boat launch, fishing, play areas or, enjoy a soothing stroll under some of the most gorgeous oak trees around. Restaurants, schools, waterfront parks, tons of chic spots are also some of many activities that Safety Harbor offers, and this home-sweet-home is just steps from all of it yet tucked away in a residential street surrounded by homes alike.

•Properties like this are a dream for many so take action now instead of listening to fear mongering hype because Florida's real estate market is on a continuous upswing with no downward shift in sight.

•Measurements including square footage are an approximation. Buyers are encouraged to verify all information herein.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 1 full
  • Lot Size: 58W x 108D
  • Laundry: Inside, Laundry Closet, Washer Hookup
  • Year Built: 1964
  • Garage: Converted Garage, Curb Parking, Driveway, On Street
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,024
  • Acreage: 0.14
  • Lot Size: 58W x 108D
  • Est. Taxes: $4,055
  • Lot Desc: Cleared, City Lot
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: TB8314224
  • Days on Market: 50 days
  • Website: https://www.raveis.com
    /prop/TB8314224/345drmlkingjrstreetn_safetyharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/22/2024 8:47:09 PM)
Listing courtesy of BARADIT PROFESSIONAL ASSOCIATION   Phone: 727-371-6774

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

345 Dr Ml King Jr STREET N, Safety Harbor, FL, 34695

$455,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $364,000 $364,000 $364,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $338 $338 $338
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,452 $2,419 $3,070
Total Monthly Payment $2,865 $2,832 $3,483

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.