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5 Heath Terrace, Cortlandt Manor, NY, 10567 | $515,000
This residence presents a unique opportunity to settle in and host your upcoming holidays. First time on the market, this Raised Ranch features a primary bedroom with a half bath, two additional bedrooms, a full bathroom, a living room, a dining room, and an eat-in kitchen that opens to an outdoor deck, and stairs leading to yard. The lower level includes a family room with a fireplace and a two-car garage. Residents will appreciate the proximity to Spy Pond, ideal for fishing, as well as a short walk for all to enjoy all the amenities of Continental Village. This includes a community clubhouse, basketball and tennis courts, a playground, lake rights, and a sandy beach. This home is conveniently located near the borders of Westchester and Putnam counties, with easy access to train stations and commuting routes to the city and Bear Mountain. Discover this property situated on a road named after General Heath, who commanded the construction of barracks for 1, 500 men during the Revolutionary War, leading to the village's designation as "Continental Village. " Enjoy the charm of the nearby river towns, with their picturesque landscapes, shops, restaurants, golf courses, boat clubs, and all its rich historical significance. Don't miss this opportunity to make this your next new home. Additional Information: ParkingFeatures: 2 Car Attached,
Features
- Rooms: 7
- Bedrooms: 3
- Baths: 1 full / 1 half
- Style: Ranch
- Year Built: 1971
- Heating: Electric, Baseboard
- Cooling: None, Attic Fan
- Basement: Finished
- Approx Sq. Feet: 1,592
- Acreage: 0.21
- Est. Taxes: $13,461
- Lot Desc: Level, Sloped
- Elem. School: Van Cortlandtville
- Middle School: Lakeland-Copper Beech Middle Sch
- High School: Walter Panas High School
- School District: Lakeland
- Appliances: Electric Water Heater, Dishwasher, Dryer, Refrigerator, Washer
- MLS#: H6333493
- Days on Market: 33 days
- Website: https://www.raveis.com
/prop/H6333493/5heathterrace_cortlandtmanor_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
5 Heath Terrace, Cortlandt Manor, NY, 10567
$515,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $412,000 | $412,000 | $412,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
| Monthly Tax Payment | $1,122 | $1,122 | $1,122 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,776 | $2,738 | $3,474 |
| Total Monthly Payment | $3,990 | $3,952 | $4,688 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535