This Home can be purchased with NO MONEY DOWN! Best lot and lowest price per sq foot in the neighborhood! Ask about 100% financing and take advantage of the New, Lower Price! Not another cookie cutter house, this home was made for entertaining and enjoying the outdoors. Upon entering the home you are greeted by the open family room with views out to the pond and the spacious screened in deck. Vaulted ceilings with skylights in the family room provide lots of natural light, and the stone fireplace is great for those cooler winter evenings. Off the family room, the eat-in kitchen has new tile floors and overlooks the dining room and the covered deck. The dining room features picture windows with views of the fountain and pond, no side neighbors! Upstairs is a loft overlooking the family room that would make a great reading room, adjacent to the loft is the private owner's suite with attached bath and walk in closet. Enjoy your morning coffee on the private screened in deck right off of the owner's suite. Downstairs two additional bedrooms share a freshly painted, remodeled bathroom with new vanity, commode, and floor tile. Second bedroom has walk-in closet and sliders to it's own private patio. Third bedroom features updated built-ins and would make a great home office or gym. The spacious outdoor deck is covered and screened, perfect for outdoor parties or just enjoying the views. There is even a side courtyard area that could be a dog run or garden space. There's also a New Roof February 2023 and New A/C May 2023! Too many great features of this home to list, such as sellers removed the popcorn ceilings and installed new ceiling fans with remotes. Must see to appreciate all this home has to offer. No CDD fee and low monthly hoa of $150 includes the community pool. Great location - walk to USF, close to hospitals, shopping, interstates and all Tampa has to offer. View the 3d tour here: https: //www. hommati. com/3DTour-AerialVideo/unbranded/13716-Lazy-Oak-Dr-Tampa-Fl-33613--HPI37216815
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $331,200 | $331,200 | $331,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $190 | $190 | $190 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,203 | $2,201 | $2,840 |
Total Monthly Payment | $2,468 | $2,466 | $3,105 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.