This stylish and modern 1/1 condo unit with a loft offers a distinctive and appealing design, featuring high ceilings that enhance the natural light and create a bright, inviting atmosphere. Located on the second floor, it provides added privacy and a highly sought-after living space. The upstairs loft boasts a spacious bedroom with a closet, while the entire unit has been freshly painted and is move-in ready. The remodeled bathroom adds a touch of contemporary elegance, and the staircase leads to the expansive loft/bedroom area with a wall-length window, creating a bright, open feel.
If you're looking for a smart, recession-resistant investment in a non-flood zone, this condo is the perfect choice! This fantastic unit rents for $1, 350 a month, with minimal maintenance costs no pool or clubhouse to upkeep and very low liabilities, the HOA fees are an affordable $299/month. The association has strong reserves and low operational costs, making it an excellent long-term investment.
Situated in a very nice neighborhood surrounded by $600k+ single-family homes, this community offers both convenience and charm. It's close to shopping, and the property features an assigned parking lot and a spacious, beautifully landscaped common area a rare find in this part of Pinellas County. Roofs were replaced in 2020, and the buildings were repainted the same year. The association covers water, sewer, trash, property insurance, lawn care, and management, ensuring hassle-free living in this well-maintained community.
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$134,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $107,200 | $107,200 | $107,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $135 | $135 | $135 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $713 | $712 | $904 |
Total Monthly Payment | $922 | $921 | $1,113 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.