This delightful brick pool home sits on a spacious 1. 8-acre lot in the heart of Keystone Heights. The 3 BR, 2BA home offers a perfect blend of comfort and convenience and offers a serene setting while still being close to the amenities of Keystone Heights. Sunken living room with vaulted ceiling features gas fireplace for those cool evenings. 30 x 15 screened pool perfect for entertaining. 2-carport with electric and water. Within walking distance to both high school and elementary school. Storage buildings. . . well water. Lots of updates within the past 3 years, paint, kitchen counter top, updates in master bath, led lights, new blinds, ie. Pool rescreened. Metal roof 2023. The area offers numerous lakes, parks and recreation areas, airport, golf course, full time fire station and EMT's, Santa Fe Community College, The Rally International Driving School, Electric charging station at City Hall (Keystone Heights). A quaint downtown area where resident's shop. Several national chain restaurants and bonus local ones. The residents value their community and are active in all areas to include schools, sports, churches, library and local events. Nearby is Trailhead for Palatka to Keystone bike path. It is a commuter's community for many to Gainesville, Palatka and Jacksonville. Don't wait.
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $239 | $239 | $239 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,124 | $2,122 | $2,692 |
Total Monthly Payment | $2,438 | $2,436 | $3,006 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.