Must see home in Deland's Victoria Gardens 55+ community! Want to be one of the closest homes to the club house? With a short walk you can enjoy a nice swim, workout, or just to hangout with friends or make new friends. This community allows you to be as active as you would like and offers many activities including fitness room, lighted tennis and pickle ball courts, library, game room, dining, and bar. This home features 3 bedrooms and 2 bathrooms so you will have plenty of room for family and friends to come over and to be able to stay over when needed. It is located on a corner lot with mature landscaping and an enclosed back porch to enjoy a nice coffee on those cooler mornings. A new roof was just installed in October 2024 along with new skylights as well. A new A/C unit inside and outside was also just installed this year. The HOA includes: lawn & shrub care, cable TV with DVR, High-speed internet, reclaimed water irrigation and access to all community amenities. Don't miss out on this limited opportunity to be steps away from your private clubhouse and enjoy all those benefits that come along with this home and make it your own!
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Our Executive Mortgage Banker:
Our Insurance Division:
$349,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $173 | $173 | $173 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,886 | $1,860 | $2,361 |
Total Monthly Payment | $2,134 | $2,108 | $2,609 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.