Under Construction. Unfinished 3 Bed, 2 Bath Home Awaits Your Final Touches Across St. Johns River APPRAISED VALUE $720 000 , appraisal date 10. 18. 24
approximate amount to finish 50-75k
Discover the unique chance to finish crafting your dream home with this nearly completed property, with the main structure already in place, 1740 Hickory Lane stands ready for you to take over and add your personal touch.
Key Features:
Substantial Progress Made: The house boasts a complete structure, with framing, windows, AC duct system, plumbing, electric, stucco and roofing already in place, spray foam insulation. Septic tank and well system also installed. You're stepping in at the phase where paint need to be done, setting the stage for the final interior touches.
Generous Living Space on Spacious Land: Offering 2000 sq ft of living area within a 3-bedroom, 2 bathroom layout, situated on a full 1-acre lot. This space promises the freedom and flexibility to craft your ideal living environment.
Beautiful River Proximity Without the Price Tag: Enjoy the proximity to the St. Johns River, providing scenic views and a tranquil setting, enhancing your lifestyle without the waterfront cost.
Your Canvas for Creation: Being sold "as is, " this property is an excellent project for builders or homeowners looking for a property with substantial work completed but still allowing for personal customization. Importantly, permits can be transferred to the builder or the new homeowner, ensuring a smooth continuation of the development process.
A Builder’s or Homeowner's Dream: With the heavy lifting of construction out of the way, 1740 Hickory Ln represents a unique opportunity to swiftly move towards completing your dream home. Whether you’re crafting a personal oasis or a valuable investment, this property offers a solid foundation to build upon.
take the next step in creating your custom riverside retreat. Contact us to delve deeper into this property’s offerings and envision the lifestyle that awaits with this nearly completed home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$510,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $408,000 | $408,000 | $408,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $46 | $46 | $46 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,714 | $2,680 | $3,441 |
Total Monthly Payment | $2,852 | $2,818 | $3,579 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.