LAKEVIEW HOME IN WATERFORD ESTATES - Lovely *FOUR* bed/TWO bath home in the gated community of Waterford Estates boasts an open floor plan, wonderful lake view from most of the home on an oversized property with extended length driveway. Inside, the open layout features a large living room, dining area & chef's kitchen. Sliding glass doors open to the lanai extending the living space out onto the lanai. Large kitchen has a mosaic tile-look back splash, center island w/pendant lighting & breakfast bar seating plus a walk-in corner pantry. Architectural details include large UV-protected windows that let in tons of natural light, luxury vinyl plank flooring throughout the home w/exception of new carpet in one guest bedroom. Home is in move-in condition & boasts a spacious, master retreat w/two closets (including one oversized, walk-in) & an en-suite master bath w/private WC, dual sinks, shower w/adjustable shower head & large linen closet. The three guest rooms share a guest bath w/combination tub/shower. The L-shaped lanai has a stamped concrete deck w/picture-frame screen enclosure creating the perfect space to sit back, relax & enjoy the phenomenal lake view. Other amenities include an interior laundry room w/full-sized washer & dryer, attached 2-car garage, widened driveway, gas generator w/hook-up transfer switch, & whole-house hurricane protection. Low-voltage lighting brightens up the home at night for a beautiful look. Exterior paint NEW in 2024. Waterford Estates is a growing community w/gated entrances, two pools, a community center w/billiards & card rooms plus a fitness center, pickle ball & bocce courts. Miles of sidewalks allow your evening stroll to pass by numerous lakes throughout the picturesque neighborhood. Low HOA fees (paid quarterly) cover lawn mowing & quarterly trimming plus yard irrigation, recreation facilities & management company. Neighborhood is conveniently located minutes from historic downtown Punta Gorda & Fishermen's Village w/easy access to US41, I-75, PGD airport & FSW College. Home has a transferrable flood policy w/$930 premium ($4, 454 discount). FURNITURE/TURN-KEY AVAILABLE (NEGOTIABLE) Make an appointment today. You won't be disappointed.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,200 | $295,200 | $295,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $267 | $267 | $267 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,964 | $1,962 | $2,489 |
Total Monthly Payment | $2,306 | $2,304 | $2,831 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.