Single-level 3/3 pool home in the desirable gated community of Placido Bayou. This home features a fantastic split floorplan with high ceilings providing designated space for living, dining and rest. Step inside and you will see an oversized living room space which can also accommodate a large dining room or game table. Proceed to the rear of the home for the showstopping remodeled kitchen with an overabundance of cabinet and pantry space, plentiful seating at the breakfast bar, Stainless Steel appliances and even more space for a large dining table and a separate dinette. If you need two living rooms, the kitchen dining space can easily be converted to a secondary TV room. Stepping outside the French doors, you will find a covered patio space adjacent to a sparkling pool with screened lanai and access to a full pool bathroom with shower. Traveling back inside, the primary bedroom can also be accessed from the pool area via a separate set of French doors. Complete with new carpeting, a walk-in closet and ensuite bathroom, enjoy pool views while retiring for the evening. On the opposite side of the home, you will find two additional bedrooms with a shared hallway bath. On your approach to the 2-car garage, you will find an interior laundry room and a built-in desk space. Updated windows with classic plantation shutters were installed in 2012 contributing to the abode’s abundant natural light. Hot water heater was replaced in 2024, Tile roof installed 2016 and AC 2017. The value-packed HOA of $333/month includes lawn mowing, exterior house painting, road paving, fences and more! Placido Bayou is a staffed, guard gated community offering quick access to downtown St. Pete & I-275. Just minutes to highly-rated dining, nightlife, outdoor recreation, beaches, fishing, golfing, tennis, pickleball and two international airports.
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Our Executive Mortgage Banker:
Our Insurance Division:
$700,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $560,000 | $560,000 | $560,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.160% |
Monthly Tax Payment | $305 | $305 | $305 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,726 | $3,679 | $4,688 |
Total Monthly Payment | $4,123 | $4,076 | $5,085 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.