Back on market. Buyer financing fell through. Inspection report is available. Welcome to relaxation, gorgeous water views and unsurpassed amenities. This rarely available 3rd floor (top floor), split plan unit overlooks the intra-coastal waterway. The NEW kitchen with brand new GE appliances and quartz counter tops is on your left. The kitchen has a pantry and a large pass thru window to the dining room. The pass thru window also affords a great view of the water as you prepare meals. The dining room and living room have water views through the west facing sliding glass door that leads to your private balcony which is also protected with electric hurricane shutters. The balcony is the perfect place for your morning coffee, a quiet place to read, chat with friends or end your day watching the magnificent sunsets change the Florida skies the colors of an artist’s palette. The primary bedroom has a view of the water. The primary ensuite bathroom features a large step in shower with a generous walk-in closet and the convenience of a washer dryer hook up. A hallway, off the dining room, with 3 closets provides generous storage and leads to the main bathroom and two more bedrooms. Both bedrooms offer spacious wall to wall closets and the 3rd bedroom can be used as a bedroom, an office, a den or an art room. Bay Island is a very active 55+ community that offers: 24-hour guard gate, 7 pools, 2 hot tubs, tennis and pickleball courts, shuffleboard courts, a library, fitness center, saunas, a grand 2 story ballroom with catering kitchen, billiards tables, ping pong tables, an arts and crafts room, BBQ grills with tiki hut style picnic tables, a mile long sidewalk along the water, and a social director to make sure there are always fun events. Your HOA fee covers basic cable, internet, and WIFI as well as trash, water, and sewer service. All this and
LOCATION LOCATION LOCATION! Bay Islands is just minutes to St. Pete beach, stores, shopping and medical facilities and just 15 minutes to downtown St. Petersburg’s amazing restaurants, shopping, and museums and is only 30 minutes to Tampa Airport. Milestone Report has been completed.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $256,000 | $256,000 | $256,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $123 | $123 | $123 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,703 | $1,701 | $2,159 |
Total Monthly Payment | $1,900 | $1,898 | $2,356 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.