370 Biscuit City Road, South Kingstown, RI, 02881 | $650,000

Spacious mid-century South Kingstown home awaits a new owner! This tri-level open floor layout allows for creativity & multiple living areas. The light filled galley style kitchen offers plenty of built in storage and counter space. The generous main level dining/living area is drenched with natural sunlight from the floor to ceiling windows, and a brick fireplace. The upper level offers 3 nice sized bedrooms and 2 full baths. The lower level consists of 2 additional rooms, laundry room and an open space that could serve as a family room, home office, gym or additional storage. There is also access to the integrated garage. The property has hardwoods throughout the main and upper level. Heat & Air mini split combos on all levels (2019), new electrical wiring (2019), & a tankless water heater (2019). This home is equipped with solar panels, as well as newer mechanicals for maximum efficiency. The architect designed detached garage (built 2019) has a solar car charger. Set on a 1. 5 acre serene and tranquil wooded lot. . . privacy abounds! With some cosmetic touches, this gem will shine! 1 mile to the University of Rhode Island and close proximity to South County beaches. Please note: Property being sold as is and all inspections shall be for informational purposes only.

Features

  • Amenities: Highway Access,Near Schools,Recreation Area,Restaurant
  • Rooms: 7
  • Bedrooms: 4
  • Baths: 2 full
  • Style: Contemporary,Split Level,Tri-Level
  • Year Built: 1967
  • Garage: 2-car Attached,Built In,Detached,Garage,Garage Door Opener
  • Heating: Electric,Forced Air,Propane
  • Cooling: Ductless,None
  • Basement: Exterior Entry,Full,Interior Entry,Partially Finished
  • Approx Sq. Feet: 1,950
  • Acreage: 1.65
  • Est. Taxes: $4,704
  • Lot Desc: Wooded
  • Appliances: Dryer,Dishwasher,Oven,Range,Refrigerator,Tankless Water Heater,Washer
  • MLS#: 1371476
  • Website: https://www.raveis.com
    /prop/1371476/370biscuitcityroad_southkingstown_ri?source=qrflyer
Copyright © 2024  State-Wide MLS, Inc. All rights reserved.
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listed by Peter M. Scotti & Assoc.,Inc.   Phone: 401-421-8888

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 7654

401.474.4879

Whitney.Rugg@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

370 Biscuit City Road, South Kingstown, RI, 02881

$650,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Whitney Rugg

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 401.474.4879

Whitney.Rugg@raveis.com

NMLS Mortgage Loan Originator ID 7654

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $520,000 $520,000 $520,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.708% 7.133% 6.256%
Monthly Tax Payment $392 $392 $392
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,592 $3,456 $4,385
Total Monthly Payment $4,076 $3,940 $4,869

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.