251 Tomelloso WAY, Davenport, FL, 33837 | $353,900

Are you concerned about hurricanes, storm surges, flooding, the rising cost of homeowners Insurance? If any of this is concerning you, look no further. Flood Insurance is NOT required. LOW Homeowners Insurance. Centrally located away from the coast in Davenport, Florida but still maintains quick access to both coasts! Current Insurance cost is less than $1, 200 dollars a year with full coverage. This could be the perfect house for you. Ridgewood Lakes is among the most exquisite, active 55+ communities. Prepare to be impressed once you step into the main entry by the open floor plan flooded with natural light. The gourmet style kitchen in front features granite counters, oversized island/breakfast bar, abundant raised panel cabinetry, both recessed and pendant lighting, and stainless appliances (including double oven range-currently electric but can be switched to gas). You’ll find that the formal dining space is large enough to seat a crowd and the living room makes a great gathering space. The view of the oversized screened-in patio speaks for itself. Here you have both covered and open space to arrange for relaxing, dining, fitness pursuits and hobbies. Includes extended paver patio under screen enclosure. You’ll appreciate having a gas grill hook-up out here and with neighboring fencing, you have a bit of privacy to enjoy your fun in the sun. The home is a split bedroom plan with the primary suite in the back. Generous sized master bedroom has a stylish tray ceiling. Ensuite bath features granite counters, vanity space, shower, linen closet, and access to your walk-in closet. Secondary bedroom and bath are near the front of the home. Quality improvements include: New Plank Flooring in Living Room, Master Bedroom, Master Closet and Guest Bedroom in 2024. New 72” Ceiling fan on outside of Patio, Master Bedroom, and Flex Space near the Front Door. There are 4 T. V. 's Mounted on the walls that all convey. Exterior freshly painted, cabinets above the washer and dryer instead of just a wire shelf, and the garage door/ceiling has extra insulation & epoxy flooring, a 4' garage extension, and paver stone walkway on the side of the home. Home was purchased with an upgraded energy package to help save on utility bills and is wired for security and surround sound. Del Webb Orlando offers a vast array of amenities, including: an exemplary clubhouse with a state-of-the art fitness center, an indoor heated pool and hot tub, a resort style outdoor pool and hot tub, a fire pit, grand ballroom, gaming areas, activity/hobby rooms, and even a restaurant/bar! Hop in your golf cart to venture to the many outdoor areas such as the sports courts (bball, tennis, pickle ball), walking trails, dog park and more. Excellent overall location – the community is just off SR 27 and only about 4 miles to I4, providing easy access to shopping, dining, and the attractions. This home is five years old and has only been lived in for nearly half that time. This lighter use is part of the reason the home simply SHINES, both inside and out. Come see for yourself, you will be glad you did!

Features

  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2019
  • Garage: 2-car
  • Heating: Central, Electric, Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 1,495
  • Acreage: 0.11
  • Est. Taxes: $4,093
  • HOA Fee: $317 Monthly
  • Adult Communities: Yes
  • Elem. School: Horizons Elementary
  • Middle School: Daniel Jenkins Academy of Technology Middle
  • High School: Ridge Community Senior High
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Dishwasher, Disposal, Microwave, Refrigerator
  • MLS#: TB8314438
  • Days on Market: 45 days
  • Website: https://www.raveis.com
    /prop/TB8314438/251tomellosoway_davenport_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/25/2024 1:08:04 AM)
Listing courtesy of ALIGN RIGHT REALTY RIVERVIEW   Phone: 813-563-5995

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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251 Tomelloso WAY, Davenport, FL, 33837

$353,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $283,120 $283,120 $283,120
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $341 $341 $341
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,955 $1,907 $2,408
Total Monthly Payment $2,371 $2,323 $2,824

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.