Presenting a beautifully renovated 4-bedroom, 2-bathroom gem, the most affordable 4/2 in Winter Haven. This remarkable home offers nearly 1, 200 square feet of living space on a . 21-acre lot, complete with a fenced backyard, making it perfect for families or entertaining guests. Fully updated, it features a new roof, new air conditioning, new plumbing, new electrical systems, fresh interior and exterior paint, and brand-new appliances and flooring. The open-concept kitchen has room for a dining table or breakfast nook. The split floor plan provides generous living areas, particularly in the master bedroom, which includes an ensuite bathroom with a walk-in closet. Enjoy your private backyard and the close proximity to Legoland. Conveniently located between Tampa and Orlando, this home allows you to enjoy small-town charm while having easy access to major cities, airports, and theme parks, all without the high living costs associated with those areas. With no HOA fees or leasing restrictions, this property is perfect for long-term or short-term rentals through platforms like Airbnb or Vrbo.
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Our Executive Mortgage Banker:
Our Insurance Division:
$230,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $184,000 | $184,000 | $184,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $168 | $168 | $168 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,240 | $1,223 | $1,552 |
Total Monthly Payment | $1,483 | $1,466 | $1,795 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.