***FREE SOLAR PANEL SYSTEM*** This beautiful 4 bedroom, 2 bathroom home was equipped with an Enphase solar panel system at a cost of $30, 000 to the sellers. The buyer gets the benefit of this awesome upgrade which will lower their electric bills in addition to the energy-efficient appliances, thermostat, and windows. The home is equipped with Fiber Optic internet and is wired with Cat5e, making it a smart home-ready set-up. The 2 car garage has an ap for the opener which can open with your phone. Also, has pull down stairs for attic access. Rainsoft water treatment system in place. There is a built-in pest control system with service from HomeTeam Pest Defense, which could be continued if desired. The home and all systems are 4 years young. Other things to love about this home, the split bedroom plan, vaulted ceilings, open floorplan, walk-in pantry, interior laundry room, 2 car garage, and a screened in porch. Additionally, this neighborhood is on the crest of a hill so nice high ground AND this street has very little traffic! The community recreation area includes a beautiful pool, playground, soccer field, and dog park. This is a military re-location and they are missing their home already.
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Our Executive Mortgage Banker:
Our Insurance Division:
$349,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,200 | $279,200 | $279,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $458 | $458 | $458 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,858 | $1,856 | $2,394 |
Total Monthly Payment | $2,391 | $2,389 | $2,927 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.