Winter Rental with utilities included. Beautiful renovated and furnished two bedroom, two bathroom home near commuter rail and downtown Gloucester. Hardwood floors, beautiful design and an abundance of natural light make this a truly inviting home. Versatile three season room can serve as an exercise room or an artist studio. Open kitchen with breakfast bar and second back stairway, living room and dining room with fine finishes warmed with a Vermont Castings wood stove. Plus a first floor bathroom. Two bedrooms, a full bath and a private office on the second floor. Private deck off kitchen leads to small fenced yard. Walk-out basement on the driveway side offers bonus space with storage, utility sink, washer and dryer. Quintessential Cape Ann neighborhood with easy access to highway, MBTA and the downtown for a myriad of cafes, restaurants, shops and businesses. Short distance to Stacy Boulevard and beaches including Good Harbor & Wingaersheek.
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Hardwood | Second |
Bedroom 3 | Closet, Flooring - Hardwood | |
Dining Room | Wood / Coal / Pellet Stove, Beamed Ceilings, Flooring - Hardwood, Open Floorplan | Main,First |
Kitchen | Flooring - Stone/Ceramic Tile, Pantry, Countertops - Stone/Granite/Solid, Breakfast Bar / Nook, Cabinets - Upgraded, Deck - Exterior, Peninsula, Lighting - Pendant, Lighting - Overhead | First |
Living Room | Bathroom - Full, Wood / Coal / Pellet Stove, Flooring - Hardwood, Window(s) - Bay/Bow/Box, Window(s) - Picture, Open Floorplan | First |
Master Bedroom | Closet, Flooring - Hardwood | Second |
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $3,080 | $3,080 | $3,080 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $20 | $20 | $26 |
Total Monthly Payment | $95 | $95 | $101 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.