Located in the desirable southside of Poughkeepsie, this charming and well-maintained colonial showcases many original details. As soon as you enter the home, you will immediately notice all the character from the hardwood floors throughout, the large living room with wood burning fireplace and built in bookcases with reading nook, and sunroom that was used as an art studio by current owner, this bright and airy home really shines. The first floor also has a formal dining room, eat in kitchen with dishwasher and gas stove, large pantry, and oversized half bath. The second floor boasts 3 good size bedrooms, one with cute built ins and desk space, and a large full bath with tub. The attic space is large and has endless possibilities. Outside you will find a fenced in backyard and two car garage. Updates include entire exterior professionally repainted in 2024, New gas furnace system in 2024. With a little love, this home will really shine! Close to everything and just minutes to Vassar college and Route 9. Additional Information: Amenities: Storage, ParkingFeatures: 2 Car Detached, ConstructionDescription: Cedar, Shake Siding, InteriorFeatures: Built-in Features,
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $268,000 | $268,000 | $268,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $633 | $633 | $633 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,783 | $1,781 | $2,260 |
Total Monthly Payment | $2,491 | $2,489 | $2,968 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.