Welcome to Watertown Old Farms! This must see 6 room updated townhouse features 2 bedrooms with an additional first-floor flex space that can serve as an office/den or potential 3rd bedroom. As you enter, you will notice the bright and airy feel of the open layout filled with natural light. The living room has built-in bookcases with a newer, (2yrs old) electric insert heater for the fireplace. Click the remote and get ready to be toasty warm! The dining room looks out to the deck and open to kitchen for easy entertaining. The kitchen includes granite countertops and stainless-steel appliances, (fridge is brand new). The updated half bath rounds out the first floor. The upper level includes 2 spacious bedrooms each appointed with a separate updated full bath and multiple closet spaces. The laundry is conveniently located on the second level and the carpet throughout is only 2yrs old. The basement space can easily be finished or kept for additional storage space. Location of this unit is directly across from the Club House making it super convenient for hosting large parties.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Full Bath | 11.0 x 14.0 | Upper |
Dining Room | 11.0 x 11.0 | Main | |
Kitchen | Granite Counters | 9.0 x 11.0 | Main |
Living Room | Built-Ins,Fireplace | 11.5 x 21.0 | Main |
Office | Main | ||
Primary Bedroom | Full Bath,Walk-In Closet | 11.0 x 15.0 | Upper |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $272,000 | $272,000 | $272,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $435 | $435 | $435 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,833 | $1,808 | $2,294 |
Total Monthly Payment | $2,343 | $2,318 | $2,804 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.