This charming 2-bedroom, 2-bathroom home offers 1, 274 sq. ft. of heated living space with a 2-car garage. Beautifully landscaped in 2023, the backyard is a peaceful retreat with butterfly-attracting bushes, newly installed rain gutters and privacy providing vinyl fencing.
The home features numerous upgrades, including a new HVAC system and water heater (2018), new laminate flooring throughout (2022), fresh paint, and updated lighting, fans, and blinds give the home a modern feel. The kitchen features newer appliances and convenient pull-out cabinets, while the primary bath includes a new vanity/sink and both baths have new comfort height toilets. A large walk-in pantry provides extra storage, and the separate garden room leads directly to the peaceful backyard.
The garage has been freshly updated with new paint, a new motorized screen, and a new garage door opener for added convenience.
Whitehall residents enjoy exclusive access to the only heated pool in Kings Ridge and private tennis courts. Monthly HOA fees include lawn care, irrigation, cable, internet, road maintenance, and scheduled exterior painting, with the next painting in 2025. Kings Ridge Plaza is just a golf-cart ride away, offering easy access to shopping, dining, and banking. Additionally, membership in the main Kings Ridge HOA is available for an extra fee, providing access to expanded community amenities.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$349,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $292 | $292 | $292 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,862 | $1,860 | $2,400 |
Total Monthly Payment | $2,229 | $2,227 | $2,767 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.