Comfortable, well constructed 3 bed, 2 bath home located in the Cabot countryside. Covered front porch entry into open concept living room and kitchen combination have plenty of natural light. Glass sliders from kitchen to large wraparound deck overlooks this country setting. Hallway to three bedrooms which includes primary with en-suite bath. Basement is partially finished with marbleized concrete flooring makes room for recreating with family and friends and includes a fireplace to sit quietly and gaze out towards sunsets in the evening. Property includes detached two car garage with epoxy floor. Home is within a half mile to village amenities. Cabot is located equa-distance of 21 miles to Montpelier or St. Johnsbury and one hour to Burlington. There are many trails for the outdoor enthusiast to enjoy hiking, cross country skiing, snowshoeing, VAST trail just up the road. Less than one hour to three major ski resorts. Land is to have survey completed November 2024.
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Our Executive Mortgage Banker:
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$379,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,200 | $303,200 | $303,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.879% | 7.159% | 6.276% |
Monthly Tax Payment | $458 | $458 | $458 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,094 | $2,015 | $2,557 |
Total Monthly Payment | $2,627 | $2,548 | $3,090 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.