Discover the epitome of contemporary living in this stunning, newer, 2015 built waterfront home located in Crystal Lakes subdivision in Palmetto, Florida. This property offers 3 spacious bedrooms, 2 bathrooms, and an open floor plan. The kitchen is outfitted with modern appliances, an island for easy meal prep and dual stainless-steel sinks for quick clean-up! Enjoy casual dining at the breakfast bar or in the dining area. The expansive living/dining areas are perfect for both entertaining and everyday comfort, featuring high ceilings and abundant natural light that creates a welcoming atmosphere. It is the ideal open floor plan layout with a seamless flow between indoor and outdoor living areas. The fenced-in, back yard is just right for family gatherings or a peaceful retreat. Hurricane shutters were installed in 2020 for peace of mind and a reduction in homeowners' insurance. New roof shingles and extra attic insulation were added in December 2022 which resulted in another homeowner's insurance premium discount. Notably, this home is situated outside of a flood zone. Other upgrades include a smart home technology water heater in 2022, energy-efficient air conditioner system with surge protection, air purifier, UV light, Dynamo filters, Drain Guard and a whole house surge protector. Seller is leaving four security cameras, a Visio 36" TV and two exterior motion lights for the Buyer. Nestled in a friendly neighborhood close to shopping centers, parks, eateries, beaches, boating, Emerson Point, Anna Maria Island as well as easy access to I-75 and I-275, this house isn’t just a home—it’s a lifestyle. Whether you're hosting a dinner party or enjoying a quiet evening in, this home caters to all of your needs with style and grace. Don’t miss your chance to own this beautiful property. Schedule a viewing today and take the first step towards your dream home!
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$394,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $315,200 | $315,200 | $315,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $213 | $213 | $213 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,124 | $2,095 | $2,658 |
Total Monthly Payment | $2,412 | $2,383 | $2,946 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.