Embrace the tranquility of nature in the serene community of Dogwood Hills, ideally situated near the scenic Alafia River. This charming home offers the ultimate privacy, with no backyard neighbors and breathtaking views. You’ll enjoy the peace of mind that comes from being close to the Alafia River without being required to have flood insurance. One of the most appealing aspects of Dogwood Hills is its relaxed lifestyle—there’s no HOA or CDD, meaning you can keep your outdoor toys, like boats and RVs, right at home without restrictions. The current homeowners have already taken care of major updates for you, including a new 50-year roof with transferable warranty and super gutters with gutter guards (2022), updated AC system and Smart Ecobee thermostat (2020), resurfaced pool in 2018, and sealed pavers in 2024. Plus, a whole-house generator transfer switch has been installed, ensuring you'll never be without power. As you approach, you’ll be greeted by beautiful stone accents that add character and curb appeal to the home’s exterior. Inside, a thoughtfully designed layout awaits, perfect for both relaxation and entertaining. The separate formal living and dining rooms are ideal for hosting guests and offer pocket sliders overlooking the backyard, while the kitchen, with its stainless appliances, granite countertops, and abundant storage, opens to a spacious family room. Here, you’ll love the soaring cathedral ceilings accented by rustic wood beams and a cozy wood-burning fireplace, all framed by stunning views of the backyard oasis. The primary suite offers a private retreat, featuring pocket sliders that open to the lanai, a massive walk-in closet, and an en-suite bathroom with dual sinks, a soaking tub, and a separate walk-in shower. Three additional bedrooms are located in their own private wing and share a full bath with easy access to the lanai. The fourth bedroom, complete with built-in cabinets and a desk, is perfect for an office or craft room. Step outside to the expansive wraparound deck, nestled within a screened lanai that overlooks the sparkling pool. The fenced yard provides a serene, natural backdrop that makes this home truly special—whether you’re enjoying a quiet morning coffee or hosting a weekend barbecue, you’ll feel like you’re in your own private nature retreat. This fantastic home is conveniently located just minutes from the Selmon Crosstown Expressway, providing easy access to downtown Tampa, MacDill AFB, Disney, and Florida's world-famous beaches! View the home virtually with this link: my. matterport. com/show/?m=Xhr4rzN2ZKz&mls=1
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $261 | $261 | $261 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,890 | $3,711 |
Total Monthly Payment | $3,280 | $3,243 | $4,064 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.