Prime location in the heart of Port Charlotte! This 1128 sq. ft. concrete block home is located in a “X” flood zone and is move in ready. Sound and sturdy, it sustained no flooding or wind damage from recent hurricanes. It is a spacious two bedroom, 1 bath home that is light and bright with tile flooring throughout. In addition to the open living/dining room combination, there is a family room for entertaining or that could easily be converted into a third bedroom with a built-in closet. The galley style kitchen includes a full size pantry, granite countertops and plenty of cabinet storage. The kitchen has a side entrance from the carport for easy accessibility. The bathroom has a tub/shower combination with a pedestal sink. The laundry room is located at the rear of the house. The carport has a storage room for the handyman’s tools and equipment. The large fenced in yard includes a separate storage building with electric and ceiling fan. New upgrades include roof, air conditioner and hot water heater all installed in 2023. Updated windows and Square D electrical box. Close to shopping, restaurants, health care, Punta Gorda and beautiful gulf coast beaches. One year American Home Shield warranty included.
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Our Executive Mortgage Banker:
Our Insurance Division:
$207,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $165,600 | $165,600 | $165,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $98 | $98 | $98 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,144 | $1,101 | $1,397 |
Total Monthly Payment | $1,317 | $1,274 | $1,570 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.