8823 Torchwood DRIVE, Trinity, FL, 34655 | $499,900

**Take advantage of a seller paid promotion. The seller will credit the buyer $9, 998 towards their closing costs and prepaid items at closing, which could include a rate buy down, on any full price offer accepted by 11/30/24. **Welcome to this spacious 4-bedroom, 2. 5-bath home with 2, 208 sqft of living space and a 3-car garage, located in a charming, well-established neighborhood on a peaceful cul-de-sac. The home offers a fantastic layout with a downstairs master bedroom, complete with dual sinks, a soaking tub, a separate shower, and a walk-in closet—perfect for your own private retreat. The open-concept great room flows seamlessly into the kitchen, which includes a breakfast nook and ample space for entertaining. Upstairs, you’ll find a versatile loft area with a huge walk-in closet, along with three generously sized bedrooms and a full bathroom, providing plenty of room for family and guests. Outside, enjoy a covered porch and a fenced yard on a nicely sized lot—ideal for outdoor activities or creating your own outdoor sanctuary. This home is located in an A-rated school zone, just minutes from shopping, dining, and offers a quick commute to the beach, making it perfect for both convenience and lifestyle. Don’t miss out on this fantastic opportunity—schedule your private viewing today!

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Inside
  • Year Built: 2002
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,208
  • Acreage: 0.2
  • Est. Taxes: $6,256
  • HOA Fee: $300 Annually
  • Elem. School: Trinity Oaks Elementary
  • Middle School: Seven Springs Middle-PO
  • High School: James Irvin Education Ctr-PO
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Microwave, Range
  • MLS#: O6244630
  • Days on Market: 7 days
  • Website: https://www.raveis.com
    /prop/O6244630/8823torchwooddrive_trinity_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/21/2024 3:37:22 PM)
Listing courtesy of PROPERTY LOGIC RE   Phone: 407-909-3436

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

8823 Torchwood DRIVE, Trinity, FL, 34655

$499,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,920 $399,920 $399,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.296%
Monthly Tax Payment $521 $521 $521
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,661 $2,658 $3,373
Total Monthly Payment $3,257 $3,254 $3,969

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.