Discover carefree Florida living in this PRISTINE VILLA nestled in North Lakeland's COVETED SANDPIPER COMMUNITY. This thoughtfully designed TWO-BEDROOM, TWO-BATH SPLIT FLOOR PLAN welcomes you with elegant touches throughout, starting with the AIRY, OPEN-CONCEPT LIVING SPACE adorned with premium luxury vinyl plank flooring. The heart of the home features a SPACIOUS KITCHEN, showcasing GRANITE COUNTERTOPS and CREAMY WHITE CABINETRY, complemented by a charming breakfast nook and large pantry. MULTIPLE SLIDING GLASS DOORS flood the space with natural light and lead to your PRIVATE SCREENED LANAI—the perfect retreat for morning coffee or evening relaxation. The OWNER'S SUITE offers the ultimate in comfort with TWO CLOSETS, including a GENEROUS WALK-IN, and an EN-SUITE BATH appointed with granite vanity. The VERSATILE SECOND BEDROOM showcases smart design with a BUILT-IN MURPHY BED, custom shelving, and an INGENIOUS FOLD-OUT DESK—ideal for a home office, craft room, or guest accommodations. You'll also enjoy no traffic as the home is located on a cul-de-sac. The COMPREHENSIVE HOA COVERAGE provides peace of mind with EXTERIOR MAINTENANCE, LAWN CARE, and CABLE/INTERNET included. Embrace the resort lifestyle with COMMUNITY AMENITIES including a SPARKLING POOL, PICKLEBALL COURTS, FITNESS CENTER, and CLUBHOUSE. The Links of Sandpiper GOLF COURSE is a par 71 course offering 4 sets of tees ranging from the blue tees at 6, 000 yards to the forward gold tees just over 4, 000 yards. The golf course is a Links style course with rolling terrain, setting up some blind shots and doglegs. Don't miss this opportunity to experience the LOW-MAINTENANCE FLORIDA LIFESTYLE you've been dreaming of in the desirable Sandpiper community. Recent updates include a new over the range microwave, 2020 AC SYSTEM and 2021 WATER HEATER and the HOA replaced the roof in 2023
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Our Executive Mortgage Banker:
Our Insurance Division:
$280,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $224,000 | $224,000 | $224,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $161 | $161 | $161 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,490 | $1,489 | $1,889 |
Total Monthly Payment | $1,726 | $1,725 | $2,125 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.