Meticulously kept, secluded paradise by the beach! This remodeled 2/2 New Smyrna Beach home with 1, 298 square feet tucked away in the rear of Bahamian Club condos has numerous updates. The front entrance area has been tactfully opened to air conditioning and boasts all newer storm windows. Glass front door and upstairs sliders are new and hurricane resistant. The kitchen was remodeled with soft-close cabinetry, numerous undercabinet space-saving slide outs, and all appliances stay with your new home. The large primary suite includes a walk-in closet, a private bath with walk-in shower, and access to the private patio that is perfect for catching the most beautiful sunrises. The second bedroom is even larger than the primary and has a full bath right next to it. All three bathrooms have matching granite and newer vanities with soft-close cabinets. The current owner installed gorgeous pavers at front entrance area, the air conditioning system was installed in 2020 and has been serviced every 6 months, and the washer and dryer stay. This little community offers a pool, community activities, a clubhouse, shuffleboard and pickleball courts. The condo fee includes cable TV, internet, insurance, grounds, trash and exterior maintenance. If you’re out of town, you could potentially even rent your home out as a vacation rental. This home’s beautiful furnishings are negotiable. Just a short ride to all the quaint restaurants of New Smyrna Beach, but Daytona and Ormond Beaches, Deland, and Orlando are all easily accessible from New Smyrna Beach. All measurements are approximate and should be independently verified.
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Our Executive Mortgage Banker:
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$405,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $324,000 | $324,000 | $324,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $373 | $373 | $373 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,156 | $2,153 | $2,732 |
Total Monthly Payment | $2,604 | $2,601 | $3,180 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.