Seller offering $5000 concession for buyer to use for upgrades or closing closing costs with a full price offer!!!
Spacious 4-Bed, 2-Bath Home on . 39 Acres – Open Floor Plan, No HOA, & Private Alley Access to Detached Garage for Extra Storage!
This centrally located Winter Haven gem offers the perfect mix of space, comfort, and versatility. Situated on a generous . 39-acre lot with no HOA, this 4-bedroom, 2-bath home provides all the room you need for extra vehicles, boats, or outdoor toys, with private alley access to the detached 24x12 garage—ideal for a workshop, hobby space, or extra storage. As you step through the front door, you’ll be greeted by a grand entryway with a beautiful flower mosaic that adds a unique, artistic touch. High ceilings with wood beams and a cozy wood-burning fireplace create a warm, inviting atmosphere perfect for relaxing evenings. The open layout allows for effortless flow between living areas, ideal for both entertaining and everyday living. The split floor plan ensures privacy, with the spacious primary bedroom on one side of the home and the remaining three bedrooms on the other. The bright, oversized kitchen features plenty of cabinetry and counter space, perfect for meal prep or gathering with friends and family. The adjacent dining area makes for easy, casual dining, while the ceramic-tiled foyer, kitchen, and dining room provide a durable, elegant finish. At the rear of the home, the great room floods with natural light and offers direct access to the backyard, making it an ideal space for indoor-outdoor living. Whether you're hosting a barbecue or simply relaxing in the Florida sunshine, the large backyard has endless possibilities for recreation or gardening. Other key features include a newer roof and updated AC system, providing energy efficiency and low maintenance. Conveniently located near SR 540/Spirit Lake Road and just 13 miles from the 570/Polk Parkway entrance, this home offers both space and accessibility without any HOA restrictions, giving you the freedom to truly make it your own. This is the perfect opportunity for those who love a home with character and room to grow! Call today for your in person or virtual tour!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $195,600 | $195,600 | $195,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $143 | $143 | $143 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,351 | $1,318 | $1,664 |
Total Monthly Payment | $1,569 | $1,536 | $1,882 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.