ALL AGES WELCOME and FHA/VA financing approved! Welcome to your dream townhouse, perfectly nestled in the heart of St. Petersburg, where quality, convenience, and charm meet. This newly listed home offers three spacious bedrooms, including a primary bedroom with an en-suite bathroom on the first floor, ensuring privacy and ease of access. Upstairs, a cozy loft paired with 2 oversized bedrooms with newer plush carpeting provides a perfect nook for relaxation and privacy. Cooking enthusiasts will delight in the upgraded kitchen featuring newer appliances and an open concept layout that makes entertaining a breeze. Under the stair access and the 2 car garage mean storage woes are a thing of the past, and a serene pond view adds a picture-perfect backdrop to your living space. Step outside the comfort of your home into a vibrant, gated community that boasts amenities such as a refreshing pool and a welcoming clubhouse. The neighborhood is dog-friendly, so your furry friends will feel just as at home as you do. Ideal for leisure and work, the location offers easy access to downtown St. Petersburg's bustling scene and is just a short drive to the interstate. For added peace of mind, the home is part of a low homeowners association that includes sewer, trash, and water, and there's no need for flood insurance. Rest easy knowing that this sturdy abode stood resilient against storms Milton and Helene. Whether you are seeking vibrant city life or just looking for peaceful neighborhood, this townhouse is a place you proudly call home. So, isn't it time to start your new chapter in this wonderful community? Let's make it happen!
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Our Executive Mortgage Banker:
Our Insurance Division:
$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $463 | $463 | $463 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,996 | $1,994 | $2,572 |
Total Monthly Payment | $2,534 | $2,532 | $3,110 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.