Welcome to 391 Davisville Road, a delightful home nestled in the heart of North Kingstown. This charming single-level residence boasts beautiful hardwood floors throughout, offering a timeless and elegant touch to its spacious layout. The large, sunlit kitchen provides plenty of room for meal preparation and casual dining, while the formal dining room creates the perfect setting for more intimate dinners and special occasions. Relax and unwind in the expansive living room, complete with a cozy fireplace that adds warmth and ambiance during colder months. With two generously sized bedrooms and a well-appointed bathroom, this home is designed to offer comfort and practicality for any lifestyle. Outside, you'll find a one-car integrated garage for added convenience, as well as extensive front, side, and back yards, providing ample space for outdoor activities, gardening, or simply enjoying the fresh air. The property's location is ideal, just minutes from Quonset and Electric Boat, with nearby access to local shops, restaurants, and all the conveniences North Kingstown has to offer. Additionally, quick access to Route 4 ensures an easy commute to neighboring areas. With its combination of character, space, and a prime location, 391 Davisville Road is more than just a home it's a place where you can build lasting memories. Subject to the seller finding suitable housing
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$415,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $332,000 | $332,000 | $332,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $368 | $368 | $368 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,209 | $2,207 | $2,847 |
Total Monthly Payment | $2,652 | $2,650 | $3,290 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.