North Smithfield, RI, 02824 | $579,900

This Colonial style home sits beautifully on a dead end street, with a sprawling versatile layout. Upon entry center staircase foyer with arched picture window provides natural light and separation for this open concept floor plan. Front family room with bay window and pot belly stove is an ideal space to gather with friends and family. This room flows seamlessly to a small dining nook and large working kitchen boasting updated cabinetry with molding and new flooring. Directly off the kitchen enjoy the warmth of the all season sunroom with slider to back deck and entry to attached garage. Additionally on the first floor is a full size bathroom and spacious living room tucked away to relax and recharge On the second floor you'll find 3 bedrooms and an additional full bath with dual entrance to the primary bedroom complete with oversized walk-in closet. Finished basement with 3 full sized windows, recess lighting, half bath and access to backyard has endless possibilities.

Features

  • Amenities: Public Transportation, Shopping, Park, Medical Facility, Highway Access, House of Worship, Public School
  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: In Basement, Electric Dryer Hookup, Washer Hookup
  • Style: Colonial
  • Year Built: 1964
  • Garage: 1-car Attached
  • Heating: Baseboard, Oil
  • Cooling: Window Unit(s)
  • Basement: Full, Partially Finished, Walk-Out Access, Interior Entry
  • Approx Sq. Feet: 2,998
  • Est. Taxes: $5,782
  • Lot Desc: Wooded, Level
  • Pool: Above Ground
  • Appliances: Electric Water Heater, Range, Dishwasher, Refrigerator, Washer, Dryer
  • MLS#: 1371259
  • Website: https://www.raveis.com
    /eprop/1371259/15roselawnave_northsmithfield_ri?source=qrflyer
Copyright © 2024  State-Wide MLS, Inc. All rights reserved.
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listed by Real Broker MA, LLC   Phone: 855-450-0442

Room Information

Type Level
Bedroom 2 Second
Bedroom 3 Second
Dining Room First
Kitchen First
Living Room First
Master Bedroom Second

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 7654

401.474.4879

Whitney.Rugg@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

North Smithfield, RI, 02824

$579,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Whitney Rugg

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 401.474.4879

Whitney.Rugg@raveis.com

NMLS Mortgage Loan Originator ID 7654

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $463,920 $463,920 $463,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.582% 7.171% 6.518%
Monthly Tax Payment $482 $482 $482
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,165 $3,083 $3,978
Total Monthly Payment $3,739 $3,657 $4,552

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.