Welcome to popular gated Heritage Oak Park! Built around all the native oak trees with tree lined streets, you feel like you are in the country, yet conveniently located close to shopping, restaurants, medical facilities & only a short drive to the beach. This well-maintained villa shows pride of ownership & boasts 2 bedrooms, 2 full baths, bonus room/den (now used as a dining room) & large 2 car garage. Villa has an inviting screened front porch to enjoy your morning coffee. As you enter thru the front door (w/an addl. storm door for light) into the large great room you will see that it opens to the kitchen which makes it a perfect setting for entertaining. Volume 9' 4' ceilings thru-out villa makes it feel even larger. Kitchen has breakfast bar, closet pantry, & is totally equipped with all the appliances inc. newer Bosch dishwasher & French door refrigerator. Roomy master bedroom w/large walk-in closet, & ensuite master bath w/dual sinks & walk-in shower. Split Floorplan w/2nd bedroom and bath on other side of villa for privacy. There is an addl. side door w/screen door from the driveway into the villa. Laundry area is in the garage w/newer front load washer & dryer. Garage has pull down staircase for storage, laundry tub, electric screen on garage, & newer A/C-Heat in 2020. Other features inc. porcelain tile plank floors in entire villa, tile floor on the front porch, ceiling fans thru-out, window treatments thru-out, & more. Truly move in condition! Heritage Oak Pak is an active gated community with an activity's director on staff planning many activities for your enjoyment. Community offers many amenities inc. a large clubhouse, heated pool, tennis courts, pickle ball, bocce ball, shuffleboard, horseshoes, lending library & billiard's room & is a pet friendly community! Not in flood zone.
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Our family of companies offer our clients a new level of full-service real estate. We shall:
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Our Executive Mortgage Banker:
Our Insurance Division:
$259,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $207,920 | $207,920 | $207,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $297 | $297 | $297 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,383 | $1,382 | $1,753 |
Total Monthly Payment | $1,755 | $1,754 | $2,125 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.