**Seller will pay buyer's monthly 2025 HOA fees, with accepted contract, that closes by Dec. 31, 2024, !!! **Step into a world of elegance and sophistication with this stunning 2-bedroom home nestled in a vibrant over 55 community, where luxury upgrades abound! Imagine an open floor plan that seamlessly blends style and functionality, featuring a chef's kitchen that's a culinary dream. With an abundance of 42'' cabinets equipped with soft-close mechanisms and pull-outs, every detail has been thoughtfully designed. Cook with flair on the Whirlpool gas cooktop and built-in oven, while the walk-in pantry with custom built-ins keeps everything organized. The expansive quartz countertop is perfect for meal prep or entertaining, beautifully illuminated by pendant lighting. Easy-care tile floors flow throughout, leading you to an extended pavered lanai—ideal for those serene mornings or lively gatherings. French glass doors open to a versatile flex room, offering endless possibilities of space. Pamper yourself in the large walk-in shower with a convenient seat and double vanity. The upgraded laundry room, complete with cabinets and washer and dryer, adds convenience to your daily routine. A tankless gas water heater and water softener ensure efficiency and comfort. The two-car garage boasts epoxy floors and an extra 10 ft by 15 ft storage area, while the fenced yard, with puppy pickets, offers a safe haven for your furry friends. Situated next to a private park and gazebo area, this home is a peaceful sanctuary of luxury and leisure. Don't miss the chance to make it yours!
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Our Executive Mortgage Banker:
Our Insurance Division:
$525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $508 | $508 | $508 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,901 | $2,830 | $3,573 |
Total Monthly Payment | $3,501 | $3,430 | $4,173 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.