Built in 1966, this charming Cape Cod-style home offers an incredible opportunity to create your dream space. Featuring 4 bedrooms, 1. 5 baths, this classic home is brimming with potential. While it does need updating, it already boasts several key improvements: new Harvey windows provide energy efficiency and comfort and a 200amp circuit breaker panel - and bonus: hardwood floors lie beneath the first-floor carpets, just waiting to be revealed and restored to their original beauty! Fully connected to water, sewer and gas as well! The first floor layout includes a cozy living room with gas insert fireplace, a functional eat-in kitchen and two other bedrooms, along with a full bath. The second floor offers two more larger bedrooms and a 1/2 bath shared between. And the walkout basement is ready for your revision with finished living space and a work shop! Situated on a 0. 18 acre corner lot in the peaceful Bernon neighborhood at the base of High Hawk Estates, this home is a canvas ready for your personal touch. With some modern updates and a little creativity, this Cape could become a true gem. Perfect for those looking to invest in a home with solid bones and great potential. Don't miss this opportunity to bring this classic back to life!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $327 | $327 | $327 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,862 | $1,860 | $2,361 |
Total Monthly Payment | $2,264 | $2,262 | $2,763 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.