13005 Harbour Ridge Boulevard, Palm City, FL, 34990 | $365,000

POND VIEWS with lots of privacy. Looking onto the pond from the patio that is covered & screened-in (new screen panels 2024). Lovely patio home in Figtree Village with 3 bedrooms, 2 full bath & powder room, 2 car garage, ROOF Dec-2022, Reverse Osmosis for drinking water & ice maker, replaced central vacuum system in garage, Walk-in Tub in the main bathroom. Property will be sold partially furnished, newer A/C & water heater. Harbour Ridge is a private, mandatory membership community featuring 2 beautiful 18-hole championship golf courses, 9 Har-Tru tennis courts, pickle-ball courts, impressive fitness facility w/ pool, sprawling waterfront clubhouse w/ 3 dining rooms, 2-mile riverfront walking path, biking, yacht club, and marina with boat slips available for additional fee. $125, 000 Equity ($1, 000 Refundable) due at closing. Monthly HOA Fee includes Club Dues, Trail Fees, POA, Village HOA, Capital Funds Fees & appropriate taxes.

Features

  • Amenities: Boat Facilities,Clubhouse,Dog Park,Fitness Center,Golf,Library,Pickleball,Pool,Restaurant,Tennis Court(s),Trails/Paths,Gated
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Year Built: 1994
  • Garage: Attached,Garage,Garage Door Opener
  • Heating: Central,Electric
  • Cooling: Central Air,Ceiling Fan(s),Electric
  • Approx Sq. Feet: 1,756
  • Acreage: 0.2
  • Est. Taxes: $1,931
  • HOA Fee: $3,559
  • Lot Desc: Zero Lot Line
  • View: Pond
  • Water Front: Yes
  • Pets Allowed: Yes
  • Appliances: Some Electric Appliances,Dryer,Dishwasher,Electric Range,Microwave,Refrigerator,Water Heater,Washer
  • MLS#: M20044501
  • Days on Market: 227 days
  • Website: https://www.raveis.com
    /prop/M20044501/13005harbourridgeboulevard_palmcity_fl?source=qrflyer
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Listing courtesy of Harbour Ridge Realty Inc

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Robert.Reade@raveis.com

Our Insurance Division:

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13005 Harbour Ridge Boulevard, Palm City, FL, 34990

$365,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $292,000 $292,000 $292,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.296%
Monthly Tax Payment $161 $161 $161
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,943 $1,941 $2,462
Total Monthly Payment $2,179 $2,177 $2,698

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.