2436 Lighthouse DRIVE, Palm Harbor, FL, 34685 | $449,900

*Seller offering up to $18, 000 of flex cash towards Buyers closing costs with an acceptable offer. * "Drop Anchor" in this beautiful home in Anchorage of Lake Tarpon, a 55+ community in highly desirable Palm Harbor! Anchorage has maintained low HOA fees while providing a community full of social activities, a community pool, and library for relaxation time! NO flood zone! Keep your electric costs low with Solar Panels installed in 2021 along with energy-efficient Newer Windows throughout! Newer water heater. This stunning home offers 3 bedrooms, 2 baths, and 1 car garage situated situated on a fenced lot for privacy. Arriving to your future home you will be drawn in by the fresh paint, mosaic tiled entryway, professional landscaping and modern curb appeal. Inside you will find a large open concept living space featuring custom entry accent wall, new interior paint, new luxury waterproof vinyl plank flooring, modern fixtures throughout and plenty of windows for natural light. Beautifully updated central kitchen has it all boasting custom two-toned shaker cabinets providing ample storage space including cabinet pantry, dazzling QUARTZ countertops, new stainless steel appliances, and designer tile backsplash. Dining area showcases wine wall display and is open to the second living space- perfect for entertaining! Enjoy your spacious Primary suite featuring water resistant plank flooring and ample dual closet space. Relax in your en suite boasting updated Carrera Marble top vanity, contemporary tile flooring, and tasteful scalloped tile finishes in your shower stall. Two Guest bedrooms offer plenty of space with the option for an office/flex space. Hall bath is tastefully updated with Quartz vanity, hexagon tile flooring and gleaming tile finished shower/tub. Fully fenced backyard is private surrounding the covered and screened patio area with Xeriscape for minimal maintenance. Anchorage has a recently renovated Clubhouse that is used for social gatherings as it includes kitchen facilities, a pool table, free lending library, game table and more! Your future home is in a fantastic location just minutes away from John Chestnut Park on Lake Tarpon providing easy access to a boat launch, picnic areas, a playground, a dog park, sports fields, and numerous hiking trails. Minutes to Lansbrook Golf Course, John Geigle (North Pinellas) YMCA, Publix, Pinellas Trail, Walgreens, top schools, Dunedin Causeway to Honeymoon Island beaches, East Lake/Boot Ranch shopping restaurants and more!

Features

  • Amenities: Clubhouse, Pool, Recreation Facilities
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 76 x 90
  • Laundry: In Garage
  • Year Built: 1974
  • Garage: 1-car Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,392
  • Acreage: 0.16
  • Lot Size: 76 x 90
  • Est. Taxes: $1,155
  • HOA Fee: $125 Quarterly
  • Lot Desc: In County, Landscaped, Level, Near Golf Course, Near Public Transit, Sidewalk, Unincorporated
  • Adult Communities: Yes
  • Elem. School: Cypress Woods Elementary-PN
  • Middle School: Carwise Middle-PN
  • High School: East Lake High-PN
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: U8253811
  • Days on Market: 64 days
  • Website: https://www.raveis.com
    /prop/U8253811/2436lighthousedrive_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/5/2024 6:17:15 PM)
Listing courtesy of CHARLES RUTENBERG REALTY INC   Phone: 727-538-9200

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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2436 Lighthouse DRIVE, Palm Harbor, FL, 34685

$449,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $359,920 $359,920 $359,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.563% 7.159% 6.276%
Monthly Tax Payment $96 $96 $96
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,395 $2,392 $3,035
Total Monthly Payment $2,566 $2,563 $3,206

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.