LAKE FRONT LIVING IN NON-FLOOD ZONE! Almost 1800sf in this 2/2 plus bonus room with ample space for an office with a separate entrance or a 3rd bedroom /den, **CHECK OUT THE FLOOR PLAN** in the photos! High & dry lot (no hurricane damage) plus no big trees. Enjoy your morning coffee or evening wine gazing out over Teresa Gardens Lake entertained by turtles and tropical birds through the double sliding glass doors. This home has been completely re-imagined into the perfect home for entertaining or relaxing. All new luxury vinyl flows from the living areas, kitchen, to the two large bedrooms. Both bathrooms have been revamped to modern and tasteful style. The kitchen has ample storage with white cabinets accented by gold fixtures. The black and gold back splash plus the white granite with black and gold ribbon, finish the look. Freshly painted inside and out, move-in ready. Conveniently located close to shopping, 15 minutes to the beaches or Downtown St Pete. This home is a MUST SEE!
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Our Executive Mortgage Banker:
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$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $130 | $130 | $130 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,924 | $3,711 |
Total Monthly Payment | $3,149 | $3,146 | $3,933 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.