This charming 2-bedroom, 2-bathroom block construction home offers both comfort and reliability, having remained high and dry during Hurricanes Helene and Milton. Located in flood zone X, this property does not currently require flood insurance, adding to the peace of mind. The bright, open floor plan is filled with natural light, creating a warm and inviting atmosphere throughout. The chef's kitchen is thoughtfully designed, featuring updated appliances, a natural gas range, ample counter space, large pull-out drawers for organized storage, a wine fridge, and a breakfast bar—ideal for cooking, casual dining, or entertaining guests.
The home boasts numerous recent upgrades, including a new HVAC system (2023), interior and exterior paint, EV electric car charger, new sprinkler system, plantation shutters, fresh carpet in the bedrooms, updated electric box, and plumbing. Additional features include a tankless Rinnai 9000 Series gas water heater, all updated windows, and a durable 30-year tile roof installed in 2007.
The property’s generous 125-ft deep lot provides plenty of space for outdoor activities. The large backyard offers endless possibilities, with room for a pool or home expansion, gardening, or backyard fun. The open patio with 800 sq. ft. of pavers is perfect for entertaining. An irrigation system with a well and new pump helps keep watering costs low.
Situated in a prime location close to top-rated schools, shopping, dining, and Clearwater's beautiful Gulf beaches, this home also provides easy access to major highways. Don’t miss the chance to own this move-in-ready Clearwater gem!
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$429,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $343,200 | $343,200 | $343,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $406 | $406 | $406 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,312 | $2,281 | $2,894 |
Total Monthly Payment | $2,793 | $2,762 | $3,375 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.