One or more photo(s) has been virtually staged. Welcome to the highly desirable Providence community in Brandon, where this beautifully maintained 2-bedroom, 2. 5-bathroom townhouse awaits. This meticulously cared-for home is move-in ready, with major updates such as a HVAC system (2018) and Roof Replaced in (2021) which is covered by the HOA. The low $266/month HOA fee includes access to a gated community with a private pool and essential services like sewer, water, trash, and grounds maintenance. Inside, you’ll find a versatile loft space that can be easily converted into a 3rd bedroom, home office, or den. Recent updates include fresh interior paint, brand-new carpet installed in October 2024, and a freshly painted back patio, perfect for outdoor living and entertaining. Conveniently located just 5 minutes from the Brandon Mall, Starbucks, Costco, and more, this home offers easy access to I-75, I-4, and the Selmon Expressway. Downtown Tampa is a quick 15-minute drive, with the airport and beautiful beaches less than 20 miles away. This home’s unbeatable location and excellent price, make it an ideal opportunity for first-time buyers or anyone seeking convenience and comfort. Don’t miss out on this incredible deal! Schedule your showing today before it’s gone!
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Our Executive Mortgage Banker:
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$260,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $208,000 | $208,000 | $208,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $234 | $234 | $234 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,437 | $1,382 | $1,754 |
Total Monthly Payment | $1,746 | $1,691 | $2,063 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.