NEW ROOF WILL BE INSTALLED BEFORE CLOSING!! Walk into this 3 bed, 2 bath home with high ceilings plus an office area. Located in the pristine 55+ Heritage Pines Golf Community. This community is GATED for your security with 24-hour Guard Shack. Heritage Pines has an EXCLUSIVE, 18 hole Golf Course that is owned and operated by the residents. HVAC 2017. NEW CARPET in Living Area and Primary Bedroom!! HUGE Primary Bedroom, Closet, AND Bathroom! Step out onto your very SPACIOUS extended, enclosed patio where you can access from the Primary Bedroom AND the Living Area. Two separate living areas to accommodate numerous pieces of furniture. HIGH & DRY! NO Flood Zone!! Split Bedroom Floor Plan to ensure privacy. Don't worry about maintaining your Lawn as this is covered in your $416 monthly HOA fee. NEWLY RENOVATED CLUBHOUSE, RESTAURANT, & BAR!! The HOA Fees also includes: Community Heated Pool, Clubhouse, Maintenance of the Golf Course, Tree Trimming, Pest Treatment, High Speed Internet, Cable, Common Grounds. This community has an array of activities including: Golf, Yoga, Aerobics, Zumba, Card & Game Nights, and so much more!! The opportunities here are endless!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
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Our Executive Mortgage Banker:
Our Insurance Division:
$359,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $287,920 | $287,920 | $287,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $252 | $252 | $252 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,989 | $1,914 | $2,428 |
Total Monthly Payment | $2,316 | $2,241 | $2,755 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.