Resort style living awaits you in the gated community of Waterford Estates in Punta Gorda. This 2 bedroom with bonus room, 2 bath, 2 car garage Villa overlooks beautiful preserve to enjoy the local wildlife that abound in this area. This home is offers open floor plan with living and dining, spacious kitchen, and bonus room that could be home office or 3rd bedroom. The split bedroom floor plan will provide privacy for you and your guests. Tasteful appointments include blinds throughout, French door leading to the bonus room, and tile in main living areas. Kitchen is a culinary enthusiast’s dream boasting warm wood cabinetry, ample counter space and storage, pantry, and breakfast bar that opens to the main living area for easy entertaining. Escape to your master suite with walk in closet and en suite bath with wood cabinetry, his and hers sinks, and spacious walk-in shower. You will spend most of your leisure time relaxing on your screened lanai overlooking the beautiful preserve creating a serene and private setting. Other key features include storm shutters, brand new roof, and dedicated laundry room with washer & dryer. Lovely curb appeal with mature palms, and flowering shrubs, landscape curbing and decorator rock. Waterford Estates is a tranquil community with lakes throughout and immaculately maintained grounds with lush tropical landscaping. You will feel like you live in an upscale resort with access to two heated pools, state of the art fitness center, clubhouse, and pickleball, bocce, and tennis courts. Proximity to local waterways and beaches, dining, shopping, and golf courses makes this property ideal for the Florida lifestyle. Also, easy access to public waterfront parks with bike and walking trails and picnic areas, and boat ramps providing access to many waterways including the Peace and Myakka Rivers, beautiful Charlotte Harbor, and the blue waters of the Gulf of Mexico. Historic downtown Punta Gorda and popular Fishermen's Village with quaint shops and cafes nearby. Easy access to Interstate 75 with Fort Myers and Naples to the South and Sarasota and Tampa to the North. This immaculate home is move in ready. So, don’t miss out on this gem!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $224,000 | $224,000 | $224,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $269 | $269 | $269 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,490 | $1,489 | $1,889 |
Total Monthly Payment | $1,834 | $1,833 | $2,233 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.