10931 Clara LANE, St. Petersburg, FL, 33708 | $585,000

*NO FLOOD OR WATER DAMAGE HERE FROM HELENE OR MILTON. Discover your dream home in a prime NON-EVACUATION AREA, yet just MINUTES FROM THE BEACHES. Enjoy sitting on the custom dock shaded by a majestic oak tree, where you have cool breezes even in the heat of summer. The beautiful reflection on the water and the lake’s clear water lets you see the many fish and turtles. Properties like this are exceptionally rare. Nestled on a quiet one-way street in the historic heart of Seminole, this home offers peace and convenience in equal measure. Enjoy proximity to Seminole City Center, the VA Hospital, fine dining, entertainment, marinas, shopping, movie theaters, and more. The sunlit kitchen and adjacent Florida room span the entire back of the home, providing serene views. The primary bedroom features a walk-in closet and an en-suite bathroom with a shower. The spacious secondary bedroom is next to a guest bath with a tub. This home boasts numerous upgrades, including new Hardie board exterior siding (2023), a tankless water heater (2022), vinyl flooring (2022), and new stone composite LVT plank flooring in the back porch and garage. The HVAC system, featuring a Carrier unit and new ductwork, was updated in 2019, and the main (and porch) roof was replaced in 2017. Hurricane-impact-rated windows were added in 2010. The oversized 572 sq. ft. 2-car garage includes a hurricane-rated door. Additional features include a fully fenced yard, security cameras, a Ring doorbell, leaf-free gutters, and a new lake water irrigation pump. The backyard perfectly blends sun and shade, with a paver patio for sunbathing and the dock for relaxing in the shade. Don’t miss this extraordinary opportunity. Schedule an appointment to see this waterfront haven today!

Features

  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 75 x 100
  • Laundry: In Garage
  • Year Built: 1971
  • Garage: 2-car Driveway, Garage Door Opener, Oversized
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,383
  • Acreage: 0.29
  • Lot Size: 75 x 100
  • Est. Taxes: $1,260
  • Lot Desc: In County, Unincorporated
  • View: Water
  • Elem. School: Orange Grove Elementary-PN
  • Middle School: Osceola Middle-PN
  • High School: Seminole High-PN
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8314421
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /prop/TB8314421/10931claralane_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/1/2024 11:32:13 AM)
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL   Phone: 727-493-1555

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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10931 Clara LANE, St. Petersburg, FL, 33708

$585,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $468,000 $468,000 $468,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.708% 7.133% 6.256%
Monthly Tax Payment $105 $105 $105
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,232 $3,110 $3,947
Total Monthly Payment $3,429 $3,307 $4,144

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.