**Priced below APPRAISED VALUE** Welcome to this beautifully updated 4-bedroom, 2-bathroom home that perfectly blends modern upgrades with classic charm. Recent renovations include a brand-new metal roof, updated electrical and plumbing systems, and fresh interior and exterior paint. The new flooring throughout adds a contemporary touch, while the updated kitchen features soft-close cabinets, new countertops, and stainless steel appliances—perfect for any home chef. The primary bedroom and kitchen are accented with elegant crown moulding, adding an extra layer of sophistication.
This move-in-ready home also boasts new windows with blinds, a stylish accent fireplace, and a shed with electricity for additional storage or workspace. Enjoy peace of mind with a new well filtration system and relax in the serene yard surrounded by beautifully trimmed trees—ideal for entertaining or quiet evenings. Located in a USDA-eligible area with no HOA, this property offers both affordability and flexibility. Don't miss the opportunity to make this stunning home yours!
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Our Executive Mortgage Banker:
Our Insurance Division:
$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $281 | $281 | $281 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,102 | $2,100 | $2,709 |
Total Monthly Payment | $2,458 | $2,456 | $3,065 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.