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4 & 4B Harding Road, Portsmouth, NH, 03801 | $879,000
Rare chance to own a home with an approved one bedroom ADU (accessory dwelling unit) nestled within Portsmouth's lovely Elwyn Park neighborhood. Downtown Portsmouth and Rye's beaches are minutes away while the peaceful wooded trails of the Urban Forestry Center are across the street. Enjoy the financial security of being able to rent the ADU whenever you wish. UPPER LEVEL RESIDENCE: This extensively renovated home features a spacious master with an en suite 3/4 bath, two additional bedrooms, a full bath, a lovely eat-in kitchen, and a large heated two car garage. LOWER LEVEL ADU: A contemporary one bedroom home featuring a living room, kitchen, and 3/4 bath. The versatility of this home is unparalleled. Enjoy the property as a four bedroom, three bathroom single-family residence with two kitchens, which make it an entertainer's dream, or turn on the money tap by renting the ADU.
Features
- Rooms: 9
- Bedrooms: 4
- Baths: 1 full / 2 three-quarter
- Style: Split Level
- Year Built: 1973
- Garage: 2-car Garage
- Heating: Electric
- Cooling: None
- Approx Sq. Feet: 1,742
- Acreage: 0.24
- Est. Taxes: $5,986
- Lot Desc: Level
- Elem. School: Mary C. Dondero Elementary
- Middle School: Portsmouth Middle School
- High School: Portsmouth High School
- School District: Portsmouth School District
- MLS#: 5019760
- Website: https://www.raveis.com
/prop/5019760/4and4bhardingroad_portsmouth_nh?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 10/31/2024Listing courtesy of Keller Williams Coastal Realty Phone: 603-610-8500
Listing Agent: Michael Whitney
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance
978-337-3053
Paul.Berrios@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4 & 4B Harding Road, Portsmouth, NH, 03801
$879,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $703,200 | $703,200 | $703,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.625% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.004% | 6.738% | 6.307% |
| Monthly Tax Payment | $499 | $499 | $499 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,104 | $4,503 | $5,982 |
| Total Monthly Payment | $4,695 | $5,094 | $6,573 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NH Mortgage Banker #11083-MB