Charming Split-Level Home in Southern Dutchess! Welcome to this well maintained split-level home, perfectly situated near Route 9 and I-84, just minutes from the vibrant Village of Fishkill, where you can enjoy an array of fantastic restaurants, cafes, and shopping. Step inside to discover a brand-new kitchen that will inspire your inner chef, featuring Shaker cabinets, quartz countertops, and modern stainless-steel appliances—be the first to create culinary masterpieces and entertain loved ones in this inviting space! The main level boasts beautiful HW floors throughout, along with three generously sized bedrooms and 1. 1 baths, providing ample comfort and functionality for any home owner. The lower level offers a blank canvas, currently unfinished but filled with potential—whether you need extra storage or envision a personal retreat, the possibilities are endless! Recent updates include a roof and gutters (2018), well tank (March 2020), well pump (September 2020), furnace (April 2017), and a Generac generator (2012), ensuring peace of mind for years to come. Don't miss this opportunity to make this wonderful home your own! Additional Information: HeatingFuel: Oil Above Ground, ParkingFeatures: 1 Car Attached,
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Our Executive Mortgage Banker:
Our Insurance Division:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $463 | $463 | $463 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,425 | $2,393 | $3,036 |
Total Monthly Payment | $2,963 | $2,931 | $3,574 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.