Pull up to this home and you will see a newly painted and updated property with brand new SOD and a beautifully designed flower garden surrounding the entire yard. This 2 bedroom split plan home is ready for it's new owners. Each bedroom has its own bath and they are on opposite sides of the home for privacy. Walk into the front door and enter the large living and dining room combo that is open to the sliders that lead out to the covered and screened lanai. The fenced back yard is an oasis of mature trees, scrubs and flowers. You also have a brand new storage shed (2023) that is 12x12. There is also an older vinyl shed that is 10x10. There is a private city park and pond directly in back of the property and you have your own private gate to access that park. The property has it own irrigation system that has a well just for the irrigation. So city water is not used. The kitchen is off the dining room to the right and that leads to the huge 7x14 utility area that then provides access to the covered parking area. The roof was newly shingled in 2022 and the A/C was replaced in 2020. The primary bedroom has its own ensuite bath and a private walk-in 7x10 closet. The second bedroom is on the other side of the home and has it's own bath with shower/tub combo.
This home is within 10 minutes to shopping, major restaurants, hospitals, doctors offices, city parks and recreation centers. You can reach the Atlantic Beaches, Disney and Universal Parks with a short commute. You are located with in a few miles of Blue Springs State park and the St. Johns River. So much to do after you move here.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $63 | $63 | $63 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,482 | $1,462 | $1,855 |
Total Monthly Payment | $1,620 | $1,600 | $1,993 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.