Such a great deal! This beautifully updated 2 bedroom, 1 bath villa is in a highly sought after Safety Harbor location. Luxury vinyl plank flooring flows throughout the whole house, making upkeep a breeze. The light and bright kitchen features while cabinets, quartz counters, stainless steel appliances, plenty of storage and a breakfast bar. A spacious primary bedroom features a walk-in closet and additional closet. The second bedroom is welcoming and ample size. In between is the attractive, updated bathroom with a tub/shower combination and the washer/dryer closet is in the hallway. This is fee simple, NOT A CONDO, so no concerns about the recent condo laws that caused high monthly fees and special assessments! You own your land which includes a small back yard, shed, and driveway wide enough for 2 cars in front. Have your coffee or glass of wine on the front porch or in the screened lanai. This house fared GREAT during the recent hurricanes. It has hurricane impact windows throughout, is of block construction and is above the flood plain. Evacuation zone is D. The roof was replaced in 2016 and HVAC in 2020. The low HOA fee of $140 each month includes basic cable, lawn service a community pool nearby, shuffleboard, corn hole, outdoor grill, clubhouse that can be rented, and a recreation center that is also a sub station for Pinellas County Sheriff’s department. Pets welcome! Limit 2 pets up to 65 lbs each preferred.
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $110 | $110 | $110 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,591 | $1,590 | $2,017 |
Total Monthly Payment | $1,776 | $1,775 | $2,202 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.