Located near the mouth of the CT River, Essex CT has been voted in numerous publications as one of the best small towns in America. This home has been recognized by locals as one of the most historical landmark footprints in the area for its huge front yard and exceptional Barn reconstruction plus being featured in historical homes books and Christmas in CT books. Located so close to every nautical in Essex this masterpiece home offers extreme post and beam cathedral construction capturing the eye in every direction. The custom kitchen, dining room for 16 and family room are at the base level entrance of the home as is the office, laundry and mechanicals. The mid level living room with floor to ceiling fireplace chimney is spectacular and seamlessly joins wide wood floors, huge beams and bright new windows together to incredible heights. This home has two primary suites, one on the mid level and one on the upper level. The mid level primary has a full bathroom and huge walk in closet. The upper suite has a FB and balcony. This upper level also has a lounging loft for extra bedding if needed. French doors off the living room lead to the beautiful patios and landscaped grounds. Some upgrades include, Anderson windows installed 2023, Central Air 2022, EV charger 2024. Buderus boiler 2011, Roth oil tank 2022. Hybrid cycle water heater less than 10 years old. Vermont Castings Wood Stove 2020. So close to Main St Essex the CT River and Long Island Sound, 2 hours to NY and Boston.
Type | Description | Level |
---|---|---|
Family Room | Beams,Entertainment Center,Tile Floor | Lower |
Formal Dining Room | Wood Stove,French Doors,Tile Floor | Lower |
Kitchen | Remodeled,Beams,Granite Counters,Country,Tile Floor | Lower |
Living Room | 2 Story Window(s),Cathedral Ceiling,Beams,Fireplace,French Doors,Wide Board Floor | Main |
Loft | Cathedral Ceiling,Beams,Interior Balcony,Wide Board Floor | Upper |
Office | Beams,Softwood Floor | Lower |
Primary BR Suite | Beams,Bedroom Suite,Full Bath,Walk-In Closet | Main |
Primary BR Suite | Beams,Bedroom Suite,Full Bath,Interior Balcony | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,196,000 | $1,196,000 | $1,196,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.844% | 6.597% | 6.158% |
Monthly Tax Payment | $1,018 | $1,018 | $1,018 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,980 | $7,560 | $10,093 |
Total Monthly Payment | $8,123 | $8,703 | $11,236 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.