1315 Gillespie DRIVE N, Palm Harbor, FL, 34684 | $455,000

Under contract-accepting backup offers. If you like open & airy spaces and gorgeous golf views, be sure to see this well maintained home in Highland Lakes, Palm Harbor's premier 55+ golf & lakefront community! You will love the comfortable flow of this 2 bed 2 bath open concept plan with panoramic green golf views. The peaceful master suite offers a walk in closet and private bathroom with easy-access shower. Bedroom 2 is separated on the front of the house, and also offers an oversized walk-in closet. Neutral colors throughout, spacious family room, large bonus sunroom to enjoy the views, deep well irrigation system AND a newer roof – this is the one you’ve been searching for. Sitting high and dry with no insurance worries – this house just passed a 4 Point Inspection for homeowner insurance with flying colors! Highland Lakes offers more for less than any other Tampa Bay 55+ golf community. Amenities include free green fees on 3 private executive courses and free RV or boat storage. There are pickleball, tennis, bocce & shuffleboard leagues and beginner clinics. The main clubhouse with auditorium is the venue for many entertainment and social events and fitness classes. You will like the friendly country club atmosphere. The Arts and Crafts Annex has a woodworking shop, as well as studios and classes. The Lake Tarpon Lodge also has a heated pool, party & picnic facilities, fishing pier, and community pontoon boats. Don't hesitate - this could be just what you have been waiting for!

Features

  • Amenities: Clubhouse, Golf Course, Maintenance, Pickleball Court(s), Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), Vehicle Restrictions
  • Rooms: 9
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 68 x 111
  • Laundry: In Garage
  • Style: Ranch, Traditional
  • Year Built: 1984
  • Garage: 2-car Driveway, Garage Door Opener, Golf Cart Parking
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,684
  • Acreage: 0.18
  • Lot Size: 68 x 111
  • Est. Taxes: $5,901
  • HOA Fee: $150 Monthly
  • Lot Desc: Landscaped, Level, On Golf Course, Sidewalk
  • View: Golf Course
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8313093
  • Days on Market: 73 days
  • Website: https://www.raveis.com
    /prop/TB8313093/1315gillespiedriven_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/14/2025 6:17:07 PM)
Listing courtesy of COLDWELL BANKER REALTY   Phone: 727-781-3700

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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Our Insurance Division:

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1315 Gillespie DRIVE N, Palm Harbor, FL, 34684

$455,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $364,000 $364,000 $364,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 7.250% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.295% 7.408% 6.623%
Monthly Tax Payment $492 $492 $492
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,452 $2,483 $3,146
Total Monthly Payment $3,019 $3,050 $3,713

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.