NON FLOOD ZONE !! FIRST FLOOR! LOW HOA ! RENOVATED ! NO MILESTONE INSPECTION NEEDED! NO ASSESTMENT!! Welcome to your new home in the heart of Largo! This delightful first-floor condo offers a perfect blend of convenience and comfort. This hidden Gem is in the 55 plus age qualified community of Bay Palms. Just minutes to the beach, walking distance to retail shopping, restaurants, and Grocery!! You will have peace of mind with all the recent upgrades including a hot water heater, electrical panel, new luxury vinyl, new ceiling fans, updated lighting and freshly painted throughout. Upon entering, you are greeted by a spacious living room filled with natural light, perfect for relaxing or entertaining guests. The open layout flows seamlessly into the dining area and kitchen, creating a warm and inviting atmosphere. This spacious 1 bedroom and 1 bathroom with its open concept design is the perfect Florida retreat or stay and enjoy all year. You will love the feel of the outside inside with the living room open to the sun room. This space is perfect to enjoy your morning coffee or catch up with a good book as you look out to the private greenspace right out the back door. The large bedroom with 2 large closets is light and bright and plenty of room for a king sized bed. The kitchen with its warm marigold painted walls is equipped with modern appliances, ample cabinet space, and has 2 extra storage closets. The condo also includes a dedicated parking spot, additional storage closet, great for your Florida toys. Just steps to the Laundry, community amenities such as a pool and clubhouse, a shuffleboard court and private grilling area. Bay Palms is just minutes to the Airport, quick commute to Tampa and Downtown St. Petersburg as well as our sugar sand beaches of Clearwater. The low monthly fee includes water, sewer, trash, lawncare, cable and internet. Don't miss this opportunity to own a piece of paradise in Largo!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$124,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $99,920 | $99,920 | $99,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $93 | $93 | $93 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $665 | $664 | $857 |
Total Monthly Payment | $833 | $832 | $1,025 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.