WELCOME HOME to this 3 bedroom, 2 1/2 bath house in the community of Harbor Hills and Country Club. This house is move in condition with many upgrades and a great split floor plan. Discover the privacy, tranquility and security of this fully gated community, situated in the rolling hills of Lady Lake, with picturesque views of Lake Griffin. Harbor Hills is an established, all ages community that includes a club house, premier golf course, tennis courts, exercise room, restaurant, community boat launch and docks, club house pool and manned security gates. As you enter in through the oversized front entry door, this house boasts high ceilings, 8' doors throughout the house, all hard surface flooring and custom crown trim throughout. When you pass through the front entry, you walk into the open plan great room with double French doors to the office on one side and the formal dining room on the other side. The views through the great room into the large screened in lanai and landscaped back yard, give you a great place to have your morning coffee and a large area for entertaining. Off from the great room is an oversized gourmet kitchen with built in appliances and a pass through entry into the dining room. The master bedroom is off the opposite side of the great room with more than enough room for large sized bedroom furniture and a patio door out to the lanai. This master bedroom also has separate his/hers walk in closets. The master bathroom provides dual vanities, soaking tub, walk in shower and a toilet in its on room. For the 2nd and 3rd bedrooms, they are located off the front entry on the opposite side of the house. These two bedrooms have a Jack and Jill bathroom between the two rooms with pocket door dividers. This is a one owner house that has always been meticulously maintained. Listed next are the upgrades done to this house at the time of build, cement clay tile roof, double pane casement windows, gourmet kitchen, whole house Home Defense bug injection system, yearly termite protection and bi-yearly heat/cool system service. Upgrades done to this house since being built are crown and custom moldings throughout, glued down engineered hardwood flooring, color flaked epoxy garage floor, newer energy efficient patio doors, fully enclosed screened in back lanai(screen replaced 2 1/2 years ago) and an upgraded heating/cooling system with 3 zones for separate temperature control in different sections of the house. This house has had a whole house 4 point inspection done by the insurance company less the 1 1/2 years ago. The house passed the full inspection with no issue and the report is available to review. Thank you for your interest in this house and please call for your personal tour today.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $431,920 | $431,920 | $431,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,983 | $2,871 | $3,642 |
Total Monthly Payment | $3,075 | $2,963 | $3,734 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.